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    10 Steps to Buying a Home

    Step #1: Save for Your Down Payment
    Create a budget and do your research. There are lots of low down payment options available.

    Step #2: Know Your Credit Score
    Learn your score and clean up outstanding debts like student loans and credit cards.

    Step #3: Find a Real Estate Agent
    Contact a local professional to guide you through the process.

    Step #4: Get Pre-Approved
    Differentiate yourself as a serious buyer and have a better sense of what you can afford.

    Step #5: Find a Home
    Work with your agent to find a home in your budget that meets your needs.

    Step #6: Make an Offer
    Determine your price and negotiate the contract.

    Step #7: Have a Home Inspection
    Address any hidden issues in the home with the seller.

    Step #8: Get a Home Appraisal 
    Ensure the property is worth the price you are prepared to pay.

    Step #9: Close the Sale
    Schedule a closing date once the loan is approved so you can sign the final paperwork.

    Step #10: Move In
    Congratulations! You’re a homeowner.


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